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Money & Work
Understand credit, borrow wisely, and get out of debt on purpose.
Badges have up to three levels, each with its own requirements:BronzeSilverGold
Learn what moves a credit score up or down, and look at a real or sample credit report
Adults can get a free report at annualcreditreport.com. Under 18, you likely don't have one yet, so use a sample report from a bank or credit bureau and find the accounts, payment history, and balances on it.
Complete Bronze first to unlock.
Complete Silver first to unlock.
Earn the Credit & Debt badge
Badgers is a free, badge-collecting way to learn real life skills — check off requirements, keep streaks, and earn badges with friends.